Losing your card can be a traumatic experience. Waste no time and get in touch with CIBC if you cannot find your bank. You can call if you are in the US or Canada and if you are abroad. The company is known to offer excellent support and will solve the issue in no time. The bank will block your card and you may choose to request a new card. We suggest that you have a look at your transactions to ensure there are no surprise movements.
If you see any strange transactions then contact CIBC support at It is a physical card and can be used online or offline just like traditional cards. Passionate about personal finance and financial technology, Arthur Dubois is a writer and SEO specialist at Hardbacon.
He pays for his subscriptions online with his KOHO prepaid card , and uses his Tangerine credit card for most of his in-store purchases. Of course it goes without saying that he uses the Hardbacon app so that he can manage all of his finances from one convenient place.
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You might get it but u have to call them confirm. I have CIBC visa debit with my name since and lost twice and never been compromised. It has zero liability and should be fine but disable flash and pay paywave feature. I must of changed my visa debit card close to 15 times in the past 2 years and here's why. I typically run into chip issues with the POS terminals in certain grocery chains that are finicky with the chip reader.
Other times I like to have a shiny card on me at all times to reflect that I pay these CIBC people service charge and overdraft fees every month so I am surely entitled to a card. Because they are not embossed with your name on it they carry hundreds on hand and it takes 5 minutes to get it replaced. Another reason I get a new card is because I am always worried some gas station skimmed my card and would use it in the future, yeah I know sounds silly but I've never been a victim of identity fraud so I guess it's never too much to be cautious.
Now of course, you can't just request a new card without a valid reason so if you simply tell them the chip isn't reading correctly which is a very valid excuse they will change the card for you. I usually just keep the old cards and tell them I lost it and they give me a new one. Nothing I've said is illegal. Use the freeze option if you've misplaced your card or believe it be stolen once you've enabled the freeze your card option be sure to call us and let us know at our Card Centre.
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